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2nd 3 Weeks After Stopping HCG: SLOWLY start adding back healthy sugars and starches and do a Steak Day* on any day that your morning weight is 2.1 pounds or more
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Thanks and Good Luck
There are providers with plans that are obviously adapted to slow weight loss so that participants must pay (and diet) longer. These providers play on the fear factor that the originally prescribed Very Low Calorie Diet (about 500 calories) sounds dangerously low. And, 500 calories IS too low UNLESS you understand what Simeons says the HCG is actually doing: releasing between 1500 and 4000 calories into the bloodstream per day from abnormal fat reserves. This means your body is actually getting the benefit of the 500 calories taken by mouth PLUS the 1500 to 4000 calories released into your body by losing your abnormal fat, which brings the daily total to between 2000 and 4500 calories.
*“Steak Day”: eat nothing for breakfast or lunch, but drink plenty of water throughout the day. Then, in the evening, have 1 large steak followed by an apple OR a raw tomato. This should put you back in your HCG date weight range.
This is when you move on with your new, healthy lifestyle with a smaller size and bigger attitude. You get to eat like a normal,[link widoczny dla zalogowanych], healthy person. After all, you are actually craving healthier foods and feeling quite energized. To control weight for the rest of your life, you just weigh daily. And, if you are up more than 2.1 lbs over your last HCG date weight, you guessed it: do a Steak Day.
That feeling is one that many of our clients express. Many are skeptical before trying the revolutionary HCG Diet Protocol because it truly sounds too good to be true. What are the promises of the HCG Diet Protocol? Lose 20-30 pounds in about a month, completely reshape your body (in all the right places), effortlessly reset your appetite and taste buds to enjoy more healthy foods, and (here’s the best part) keep it off! Plus, it is only done for about a month at a time with little to no hunger and there is no exercise required.
Let’s review a bit of history of the HCG Diet Protocol to set your mind at ease. In Italy during the 1950’s, Dr. A.T.W Simeons developed the HCG Diet Protocol. Simeons studied obesity for 40 years and worked specifically on developing the HCG Diet Protocol for over 20 years. He worked with the rich and famous in an ‘under the radar’ mode to avoid conflict and controversy within the medical establishment.
That’s because most of the belly fat,[link widoczny dla zalogowanych], the fat in the butt, or those lovely waving flaps on the upper arms is what Simeons described as the (sometimes present) third type of fat in your body: inaccessible or abnormal fat, which is not considered good or healthy fat. And, it practically takes an act of Congress for your body to even recognize it, let alone start burning this abnormal fat. Until you find a way to get your body to release and burn it, you will suffer needlessly and have little hope of successful, much less comfortable, weight loss.
Which HCG Diet Company is Best for You?
How to Find Effective HCG and Get Started Today
The diet works great for women and even better for men, as usual. That’s right guys, don’t let the fact that it’s the ‘pregnancy hormone’ worry you. We promise you’re not going to get pregnant, start growing breasts, or start crying when Hallmark commercials are on. In fact, HCG is frequently used for infertility treatments for both men and women and is considered safe and effective in the U.S. and around the world.
We know it sounds too good to be true. But please don’t let that scare you away. In this chapter, we are going to give you a short origin of the HCG Diet Protocol along with a quick summary of this amazing protocol. Then, we’ll tell you where to “get the goods” to change your life (and your waistline) forever.
What Is HCG?
How HCG Works For Weight Loss in Your Body
Author&#039,[link widoczny dla zalogowanych];s Bio:
Enter the HCG Diet Protocol. Simeons discovered that abnormal fat is not simply the result of eating too much and/or not exercising enough. Surprised? We weren’t! According to Simeons,[link widoczny dla zalogowanych], the problem with abnormal fat starts with a little center in your brain called the hypothalamus. Now don’t worry. There is not a test at the end of this, but the short explanation is as follows.
Day 3 to 26-43: Very Low Calorie Diet (VLCD) Phase and then “HCG Exit Days”
Take HCG and follow the Very Low Calorie Diet, VLCD, for at least 21 days, but no more than 38 days. During this phase, you will eat from a very specific list of foods, but don’t let that scare you. The foods and drinks allowed are foods you can find at your grocery store: coffee, tea, water, chicken, beef, white fish, shrimp, steak, tomatoes, lettuce, cucumbers, apples, tomatoes, grapefruit, strawberries, and more!
Day 1 and 2: The Gorge (First 2 Days on HCG)
Take HCG and gorge. Meaning you get as much fatty food down as you can without making yourself sick. Simeons emphasized that these days should be spent eating as much fattening food as possible to restore structural fat and avoid hunger at start up.
If you prefer someone to take you by the hand and lead you quickly and painlessly through this process with support, accountability, and a 20 lbs Loss in 40 Days Guarantee, your best bet is Pounds and Inches Away (www.PoundsandInchesAway.com). Many people benefit from the personal support and accountability that the full-service packages at Pounds and Inches Away provide saving you tons of time, and offering the confidence of the 20 lbs Loss in 40 Days Guarantee.
If you go out looking for HCG, you will most likely be overwhelmed. There are different types and hundreds of sources for HCG. Not to be scary, but all HCG and all HCG plans are not created equal. We have tested several brands of HCG and some simply do not work.
To sum it all up, according to Simeons, the HCG and Very Low Calorie Diet combination allows your body to release and burn your abnormal fat along with all the nutrients, calories, proteins, etc. that the fat contains into the bloodstream, which in turn satisfies your hunger. Simeons also noted that following the plan with the healthy, specified foods for the minimum 21 days potentially allows your hypothalamus to rest and reset creating a lasting change in the way your body handles incoming fat and nutrients, i.e. improving your base metabolism in some cases and resetting the base metabolism in others – this is the good stuff that no other diet proposes.
Here goes. Back in the 1950’s Dr. Simeons discovered that there are three main kinds of fat in your body. Let’s talk about each of them. One is structural fat. This is one of the good fats that your body needs. Life would be painful and ugly without it. For example, structural fat around your joints keep the joints comfortable, and there is a layer of structural fat in your face that helps maintain its softness and the look of your face. If structural fat is lost, your joints would hurt and your face would be harsh and bony. You would look like a skeleton. Ladies, we all want thin, but not quite that thin. Am I right? So that’s the first kind of fat – structural. Let’s leave that fat securely in place, shall we?
However, if you are a Do-It-Yourselfer that takes pride in doing your own research, likes the challenge of doing something on your own, or simply doesn’t want to spend as much money, then you are perfectly suited for DIY HCG (Do-It-Yourself HCG) at DIYHCG.com. Our site is the #1 most trusted site for the HCG Diet on the web. And unlike most HCG companies, we have real people behind our site who are ready to interact with our customers. we provide only 100% HCG Safe information and our HCG drops and HCG Safe products are the best on the market allowing you to have the opportunity to be as successful as possible as you do the HCG Diet Protocol on your own.
The HCG Diet Protocol laid largely under wraps in the United States until about 2006 when Kevin Trudeau released his revolutionary book, “The Weight Loss Cure ‘They’ Don’t Want You to Know About”. Since then, it has been gaining popularity as more people are seeing their neighbor, friend, wife,[link widoczny dla zalogowanych], colleague, etc. literally SHRINK and reshape in only about one month.
1st 3 Weeks After Stopping HCG: Eat anything you like, except sugars and starches,[link widoczny dla zalogowanych], and do a Steak Day* on any day that your morning weight is 2.1 pounds or more over your last HCG date weight.
We know this whole concept sounds a little too magical. And, when we explain how it works in purely scientific terminology, most people’s eyes simply glaze over and you lose the chance for an utterly life-transforming experience. On the other hand, if I just say ‘Hey trust me…it works”, there are a lot of people out there that say, “No, I don’t know you and I’m not going to just trust you. I want more information.” So, what we are going to do is explain the protocol in plain English without letting it sound so magical that the believability goes out the window.
HCG (Human Chorionic Gonadotropin) is a hormone naturally produced in large quantities during pregnancy. Simeons found that small regular doses of HCG caused the body to release abnormal fat only when used in conjunction with a specific Very Low Calorie Diet for about 30 days. [This is detailed in Simeons’ manuscript Pounds and Inches: A New Approach to Obesity -- available for free download on HCGDietBooks.com.]
HCG Exit Days: Once you have done at least 21 days, but no more than 38 days of HCG with the VLCD, you will stop taking HCG, BUT you will continue to follow the VLCD for 72 hours while the HCG is exiting your system. If you do not follow the VLCD for three days after you stop taking HCG, you will gain weight.
A Sneak Peek Into a “Round” of the HCG Diet Protocol
We’ve all done diets where you lose a few pounds really fast. Those pounds are the normal reserve fat we just described. However, this loss usually comes to a screeching halt; you plateau and it seems like you can’t lose anymore. Women usually quickly lose fat in the chest instead of in their legs, upper arms, butt,[link widoczny dla zalogowanych], etc. and men lose it in their legs and butt instead of in their beer gut, love handles, etc.
Have you been on every diet under the sun with no progress to show for it? Do you have that knack for losing 5-10 pounds, but then you gain that back and then some? Have you given up on weight loss all together?
The next type of fat is normal reserve, which is your energy reserve and is also a type of good fat. Simeons compared this reserve of fat to the money you keep in your regular bill-paying checking account. You know…fat goes in…fat comes out on an as-needed basis. If your body needs a little extra energy this is where it will go for the extra burn. Or, if you eat a little too much and your body thinks ‘Well, I am good for now, but I might need a little extra energy tomorrow’, this is where the extra energy or fat goes for temporary holding. Normal reserve fat is easily available for your body when you need a burst of energy or extra endurance i.e. a marathon run. On most diets, this is the type of fat that is lost first.
Origin of the HCG Diet
Weight loss, self-confidence, and body image are some of the biggest struggles in our lives. Whether or not you decide to proceed with the HCG Diet Protocol to help with these issues,[link widoczny dla zalogowanych], we wish you the best in your pursuit of health and happiness.
Moving on With Life as the New, Slimmer You
According to Simeons, when taking HCG and following the Very Low Calorie Diet (see his manuscript for more detail), the HCG allows your body to tap into your abnormal fat reserves, which are typically inaccessible. These abnormal fat reserves include your belly, upper arms, and buttocks. Unlike most weight loss programs,[link widoczny dla zalogowanych], the HCG Diet Protocol helps to address those areas that are usually the hardest to minimize.
By Tiffany Prinster
See all Articles by Tiffany PrinsterSee Tiffany Prinster's Expert PageGet Updates on Dieting and Weight LossGet Updates on Tiffany Prinster Average: 4 Your rating: None Average: 4 (4 votes) Tweet
Important Note: This Very Low Calorie Diet is only comfortable and advisable when using HCG. People on the HCG Diet Protocol are generally not hungry and have plenty of energy. However, if you are not using effective HCG and are trying to just do a low calorie diet, you will feel tired, weak, and most likely ready to rip someone’s head off because you are so hungry.
Maintenance:
Here’s the kicker – the place where so many diet plans ultimately fail. Once you are done with your three days of the VLCD with no HCG, then you move into maintenance, which consists of a minimum of two 3 week periods.
Our companies, on the other hand, stick with Simeons original HCG Protocol explicitly and provide only the most reputable sources for HCG and related products to save you hours of research and provide the best possible probability for success on this tricky HCG Diet.
According to Simeons, the hypothalamus influences your base metabolism and acts as a gatekeeper for fat usage/storage but sometimes, or often,[link widoczny dla zalogowanych], things get a bit out of whack. If your hypothalamus is out of whack,[link widoczny dla zalogowanych], it may send improper signals regarding when you are full, when to burn fat, and when to lock fat away into your inaccessible fat reserves.
We thoroughly understand Simeons’ protocol and have helped thousands to complete it correctly and successfully. We are also authors of several HCG books that are leaders in the HCG community. Our companies have knowledgeable HCG experts supporting our clients and we only offer 100% tested HCG Drops and HCG-Safe products to ensure maximum results for each participant. You can choose with confidence if you decide to give your business to any of our companies.
“When the world says, ‘Give up’, hope whispers, ‘Try it one more time.’" ~Author Unknown
Another common ‘mistake’ that providers make is to make changes to the HCG diet after working with the protocol for only a few weeks or months. This leads to slower weight loss and lower maintenance rates due to lack of long term experience.
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Inside your home or business, you should make sure that the pathway leading from the front door into the living space is always kept clear. Don't use the foyer or entryway as a place to drop shopping bags, purses or backpacks. By doing so, you'll be creating an obstacle that positive energy may not be able to get around.
Enhancing the Entrance to Your Home or Business
Finally, if you want to make sure you are doing everything you can to attract wealth to your home or business, black can be a very important color. Black is often considered to represent money. As such, placing a black mat in front of your front door can be a great way to attract more wealth. Or,[link widoczny dla zalogowanych], try painting your front door a rich, glossy black shade.
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It's often said that it's not enough for a person to love money. In order to be truly successful and prosperous, it's also necessary to find a way to make money love you. Although this may sound impossible, there are actually a number of different ways you can use feng shui principles to attract more money and wealth into your life. If you could use a bit more wealth (and who couldn't these days,[link widoczny dla zalogowanych],) here are a few feng shui tips that could help.
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If you want to attract more wealth into your life,[link widoczny dla zalogowanych], it's important to focus first on the entryway to your home or business. This is because your front entryway is the prime area where positive energy, also referred to as "chi,[link widoczny dla zalogowanych]," enters a building. Although we might think of money as a tangible object,[link widoczny dla zalogowanych], wealth is actually a form of energy. Therefore,[link widoczny dla zalogowanych], if we want more wealth energy to enter our home or business,[link widoczny dla zalogowanych], it can be worthwhile to enhance the entryway.
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In 1987 Roh was arrested on charges of violating the Labor Dispute Law, but was released after 21 days. This made him famous and he was adopted by Kim Young-sam's political party and elected as a National Assembly member for Busan in 1988. He increased his fame for his role in the investigation hearings of two former presidents and influential people on corruption charges. Roh also became controversial in a speech he made at a rally of Hyundai Heavy Industries' workers in Ulsan. He said, "If those so-called important professors,[link widoczny dla zalogowanych], lawmakers and company presidents were on a cruise ship that sank and they died, we the workers would still be able to manage everything. However if the workers were all to succumb to a fatal disease, then the country would collapse. Are you involved in making laws, economic policy and social justice? No! Now is the time for you to be involved this. Your representative should do this, if you send 20 to the National Assembly, then I will be able to change things dramatically. Please send a worker's representative from Ulsan."
The speech was reported in the media under the headline, "If you send 20 to the National Assembly, then I will be able to change things dramatically," and many say his distrust of the media stems from this. In March 1989, he presented a resignation letter in which he said he would like to burn down the Assembly building and fight against persecution in a popular struggle to further democracy. However, he withdrew this after 17 days. On Dec. 31 he threw his nameplate at the witness box in which former president Chun Doo-hwan was sitting.
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He failed to be re-elected again in Busan during the 2000 general election. However,[link widoczny dla zalogowanych], a group of supporters created a major lobbying group for him. Under the Kim Dae-jung government he served as minister of maritime affairs and fisheries from August 2000 to March 2001. An official remembered that Roh often said he would be a presidential candidate some day, to the surprise of others.
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Japanese news media reported Friday that Korea's five largest business conglomerates, Hyundai, Samsung, Daewoo, LG and SK, all plan to increase their paid-in capital by more than W15 trillion in total this year.

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What is an Individual Savings Account (ISA)?
Consumer Focus says that people are failing to seek the best ISA rate, with the average interest rate for all cash Isas stood at just 0.41% earlier in the year.
However, this new breed of deals are not always a bad thing, as long of you stay on top of your account and switch providers each year to keep the rate high.
This,[link widoczny dla zalogowanych], it has said,[link widoczny dla zalogowanych], is down to banks and building societies make it difficult for savers to move their funds to a different account when a provider lowers their interest rate.
Remember, investments tend to carry more risk, as unlike savings, shares can go down as well as up.
But the British Bankers' Association recently prompted the rules to be reviewed, which led to new regulations that mean savers must now be notified if their bank plans to slash interest rates under new rules from the Financial Services Authority
Author's Bio:
But consumer behaviour analyst Mintel found that just 8% of savers transfer their Isas to a new provider.
"They are very happy for us to be getting such small rates of interest. We have to push them into giving consumers better information to get a fair deal."
The tax-free savings system first began in 1999 when the then-chancellor Gordon Brown suggested this new concept of saving would encourage people to save.
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Mr Brown's idea proved to be popular,[link widoczny dla zalogowanych]. Banks and building societies now battle for custom - especially during the 'ISA season' at the turn of the tax year - with the launch of high profile marketing campaigns targeted at new customers.
Once this introductory rate comes to an end, usually after a year, the rates fall significantly,[link widoczny dla zalogowanych], making the once market leading rate fall below average.
If you do want to switch providers,[link widoczny dla zalogowanych], make sure you speak to your proposed ISA provider, as some products do not allow transfers. Never attempt to move the funds yourself, as this could result in you losing the wrapper from your pot,[link widoczny dla zalogowanych], so be sure to speak to your bank so they can provide you with a transfer form.
By Sam Gooch
See all Articles by Sam GoochGet Updates on InvestingGet Updates on Sam Gooch Average: 2.25 Your rating: None Average: 2.3 (4 votes) Tweet
Normal savings accounts require savers to pay income tax on the interest they earn, with the rate of tax depending on the tax bracket they fall within - Basic rate of 20% - for those that earn £0-£37,400,[link widoczny dla zalogowanych], higher rate of 40% for earnings of £37,401-£150,000 and the recently introduced additional rate of 50% for anyone that earns more that £150,000 per year.
It can take your new provider up to six working days to process the details before making a request to the institution that holds your existing savings,[link widoczny dla zalogowanych], so make sure you enquire in good time before the tax-year deadline (5 April).
Savers are limited as to how much they can invest into ISAs, with a total cash ISA allowance of £5,100 per year. ISAs work to a one-way gated system that means your limit will decrease as you deposit into an ISA, but this allowance will not increase if you make a withdrawal against it, so they can be very rewarding for those that leave their money to grow.
Around a third of adults in the UK have a cash Isa, collectively savings £158bn.
How much can I invest?
An ISA is a tax wrapper around a savings accounts or investment products which allows provides all savers with a tax break on the interest they earn.
The watchdog says that the marketing frenzy results in banks and building societies offering "bonus" introductory offers, or teaser rates.
The fair trading regulator is looking to make a super-complaint about the current state of the UK Individual Savings Accounts (Isas) market.According to watchdog Consumer Focus,[link widoczny dla zalogowanych], around 15 million savers make use of a cash ISA, however potential ISA holders are missing out on £3bn a year of interest.
Once your cash is in an ISA, none of the returns will be subjected to tax. You can keep adding to the pot year by year to build up a significant tax-free haven.
How do I switch,[link widoczny dla zalogowanych]?
Investors can also benefit from ISAs, as you can also make use of the investment ISA annual allowance of up to the same amount - £5,100. These work in the same way,[link widoczny dla zalogowanych], allowing you to place stocks & shares within the tax-free wrapper and pay no tax on the returns you make.
"It is in the banks interests that we do not move," says Mike O'Connor, chief executive of Consumer Focus.
You can only transfer existing savings from a cash Isa into another cash Isa or an investments Isa. You cannot transfer money the other way round - from an investments Isa into a cash Isa.
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Japanese news media reported Friday that Korea's five largest business conglomerates, Hyundai, Samsung, Daewoo, LG and SK, all plan to increase their paid-in capital by more than W15 trillion in total this year.

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LAST THOUGHTS -- Lots of people who read this article agreed that it not only helped in their Customer Service Call Center at home information but also call center outsource, order taking call center,[link widoczny dla zalogowanych], call center manager customer service jobs, TSR related information.
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Japanese news media reported Friday that Korea's five largest business conglomerates, Hyundai, Samsung, Daewoo, LG and SK, all plan to increase their paid-in capital by more than W15 trillion in total this year.

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North Korean leader Kim Jong-un walks arm-in-arm with his wife Ri Sol-ju during the completion ceremony of an amusement park in Pyongyang on Wednesday,[link widoczny dla zalogowanych]. /[North] Korean Central TV-Yonhap
Ri married Kim in 2009 and continued performing as a singer for the Unhasu Orchestra. The Chosun Ilbo reviewed footage of performances by the orchestra and found that Ri first appeared at a concert in October 2010 marking the 65th anniversary of the founding of the Workers Party. She then appeared in a series of concerts celebrating the New Year in 2011,[link widoczny dla zalogowanych], where she sang one to two songs each time.
Her last performance was at a Lunar New Year's performance on Feb. 17,[link widoczny dla zalogowanych], 2011 watched by former North Korean leader Kim Jong-il,[link widoczny dla zalogowanych], Jong-un and Chinese diplomats.
"It is extremely rare in North Korea for the future first lady to perform on stage,[link widoczny dla zalogowanych]," said an informed source. "She may have gotten engaged to Kim in 2009 rather than getting married to him that year."
South and North Korean youngsters smile at a tree-planting ceremony hosted by South Korea's Red Cross at the Mt. Kumgang resort in March 2003. The girl in circle is assumed to be Kim Jong-un's wife,[link widoczny dla zalogowanych], Ri Sol-ju. /Yonhap
Left: Ri Sol-ju performs as a member of the North Korean cheering squad during an Asian athletics competition in Incheon in 2005.; Right: Ri Sol-ju waves on her way back to North Korea at Incheon International Airport in 2005. /Yonhap
In December 2005,[link widoczny dla zalogowanych], South Korean reporters went to Kumsong Arts School where Ri was studying. She told them that she wanted to join a state-run troupe of performers after graduation.
A North Korean woman with the same name also attended a tree-planting ceremony hosted by South Korea's Red Cross at the North's Mt. Kumgang resort in March 2003,[link widoczny dla zalogowanych], and also attended an inter-Korean meeting of teachers at the resort in 2004 hosted by the South's Korean Teachers and Education Workers Union.
The wife of North Korean leader Kim Jong-un was apparently raised in a middle-class home,[link widoczny dla zalogowanych], studied in China and is no stranger to South Korea. The National Intelligence Service told the parliamentary Intelligence Committee on Thursday that Ri Sol-ju was born in an "ordinary family" in 1989 and attended the Kumsong Arts School in Pyongyang and majored in singing in China.
She visited South Korea's Incheon in 2005 to attend an Asian athletics competition as a member of the North's cheering squad,[link widoczny dla zalogowanych], and sang at a baseball stadium in the city. She also participated in a gathering of South and North Korean university students at Incheon City College. Ri said in an interview at that time that she was "deeply moved" to see young students gather to sing songs about reunification.
Ri next appeared in the North Korean state media on July 7,[link widoczny dla zalogowanych], when she was spotted sitting next to Kim at a performance by the newly-created Moranbong troupe. The NIS believes the couple had a child in the meantime.
It said the regime appears to have decided that she should be seen by Kim's side to project a "stable image" of Kim as a leader,[link widoczny dla zalogowanych].
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Koreans must have been born to parents who stayed abroad more than six months studying or working for Korean companies to be given dual citizenship, according to new citizenship guidelines released by the Justice Ministry on Sunday.

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◆ Korean Women More Reliant on Husbands
Korean and Japanese women both voted financial difficulties as the greatest source of concern after retirement. Some 76 percent of Korean women and 71.7 percent of Japanese women expressed anxiety over not saving enough before retirement. However,[link widoczny dla zalogowanych], the second largest group of Korean women said they only felt vague apprehensions of possible financial instability in the future,[link widoczny dla zalogowanych], a striking difference from a similar proportion of Japanese women who said they were concerned about shrinking pensions.
"Korean women tend to rely more on their husbands than Japanese women to leave behind some means of subsistence for their surviving family after their deaths," said Yi Chul-sun, a researcher at the Hyundai Economic Research Institute. "Their heavy financial dependence on their husbands often leaves Korean women with a bit more carefree attitude and less fear of the future."
Some 62.4 percent of married Korean women said they thought their husbands might plan some financial preparations for their surviving family after their deaths, as opposed to 39.2 percent of the Japanese women who said the same. But 67.8 percent of Korean women said they had not even discussed such plans with their husbands. "Husbands and wives must work together if they hope to set up a successful and sound post-retirement financial plan,[link widoczny dla zalogowanych]," said Kim Eun-jung, head of the private banking department at Shinhan Bank. She cited, as an example,[link widoczny dla zalogowanych], that prudent wives can keep their husbands from going astray or getting lured by get-rich-quick schemes.
◆ Japanese Women More Investment-Savvy
The difference between the two groups was also evident when making financial plans for retirement. About 54.8 percent of Japanese women said they made their own independent decisions on investing,[link widoczny dla zalogowanych], but 42.2 percent of Korean women chose to consult with their husbands or entrust all such decisions to them. For this reason,[link widoczny dla zalogowanych], about 26.3 percent of Korean women did not hold any financial assets in their names.
"Women must consider the possibility of taking up the burden if their husbands should become unable to make money and make long-term plans to prepare for life after retirement," advised Lee Jae-gyung,[link widoczny dla zalogowanych], an executive at the Samsung Securities investment consulting branch.

Many Korean women believe that husbands should be responsible for supporting the family as the main bread-winner,[link widoczny dla zalogowanych], while wives should take care of household spending. It's no surprise,[link widoczny dla zalogowanych], then,[link widoczny dla zalogowanych], that white-collar workers with finance-savvy wives are much envied. In a survey of attitudes toward retirement plans among Korean and Japanese women, jointly conducted by the Chosun Ilbo in cooperation with Fidelity International and the Hyundai Economic Research Institute,[link widoczny dla zalogowanych], the same trend appeared evident: while many Korean women depend on their husbands to provide for them after retirement,[link widoczny dla zalogowanych], Japanese women rely more on themselves to make a living.
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In the eighth step, a huge wave of corporate defaults takes place and fear of counterparty risk looms large, deepening the credit freeze. In the ninth step, the "shadow banking system" collapses.

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